About Danielle
Danielle Moreau
Turning Financial Stress Into Financial Confidence
I know what it feels like to lie awake at night worrying about money — because I've been there. After graduating with $87,000 in student debt and no financial literacy to speak of, I taught myself everything from scratch. Within five years I was debt-free, investing consistently, and finally sleeping through the night. That experience changed my career. I left my corporate finance role to become a Certified Financial Coach, and over the past 8 years I've helped 500+ clients pay off a combined $12M in debt, build emergency funds, and start investing for the first time. My approach is judgment-free, practical, and tailored to your real life — not some spreadsheet fantasy. I'm based in Chicago and work with clients nationwide. Whether you're drowning in debt or just want a smarter plan for your money, I'll meet you where you are.
What We Offer
Discover the range of services designed to support your journey to wellness
Budget & Cash Flow
Build a realistic spending plan that works with your life — not against it.
Debt Elimination
Strategic payoff plans that free you from debt faster without burning out.
Investment Coaching
Demystify investing and build a portfolio aligned with your goals and risk tolerance.
Emergency Planning
Build a financial safety net so unexpected expenses never derail your progress.
Goal-Based Planning
Whether it's a house, retirement, or financial freedom — map a clear path to get there.
Couples Coaching
Align on money as a team with guided conversations and shared financial plans.
How It Works
A simple process to transform your relationship with money
Financial Assessment
We start with a complete picture of your income, expenses, debt, savings, and goals to understand exactly where you stand.
Custom Game Plan
You get a personalized financial roadmap with clear priorities, timelines, and action steps tailored to your life.
Coaching & Mastery
Regular check-ins to stay accountable, adjust your plan, and celebrate wins — until you build the knowledge, habits, and systems to manage your money with total confidence.
What Our Clients Say
Real people, real results — here's what clients say
"I paid off $34,000 in credit card debt in 18 months. Danielle made it feel achievable instead of overwhelming. I wish I'd started sooner."
Sarah Mitchell
Marketing Manager
"Danielle helped me separate my business and personal finances for the first time. I finally know what I actually earn and where it goes."
James Rivera
Small Business Owner
"I was terrified of investing. Now I have a diversified portfolio and I actually understand what I own and why. That confidence is priceless."
Amanda Chen
Software Engineer
"On a teacher's salary, I thought financial freedom was impossible. Danielle showed me how to save $800 a month I didn't know I had."
Brian Foster
High School Teacher
"My student loans felt like a life sentence. Danielle built a payoff strategy that cut 4 years off my timeline without sacrificing my quality of life."
Lauren Brooks
Registered Nurse
"The couples coaching changed our marriage as much as our finances. We finally agree on money and we're saving for a house together."
Marcus & Tanya Reid
Couple, IT & Teaching
Simple, Transparent Pricing
Choose the plan that best fits your needs. No hidden fees.
Single Session
- 60-minute coaching session
- Pre-session financial questionnaire
- Written action plan
- 7-day email follow-up
Momentum Plan
- Full financial assessment
- Custom financial roadmap
- 2 coaching sessions per month
- Budget tracking support
- Unlimited email support
Financial Freedom
- Everything in Momentum Plan
- Investment portfolio review
- Couples sessions available
- Tax strategy consultation
- Quarterly goal review
- Priority scheduling
From Our Blog
The 50/30/20 Rule Is Outdated — Here's What Actually Works
The most popular budgeting rule doesn't account for student loans, gig income, or modern cost of living. Here's a better framework.
How to Pay Off Debt Without Sacrificing Your Life
Extreme frugality doesn't work long-term. Here's how to build a debt payoff strategy that's aggressive and sustainable.
Investing for Beginners: Start With $100, Not $10,000
You don't need a big lump sum to start investing. Here's how to build a real portfolio starting today.
The Money Memo
Weekly tips on budgeting, saving, investing, and building financial confidence. Join 5,600+ readers.