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The 50/30/20 Rule Is Outdated — Here's What Actually Works
The most popular budgeting rule doesn't account for student loans, gig income, or modern life.
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The Emergency Fund Myth: How Much You Really Need
Danielle MoreauJanuary 15, 20261 min read
Everyone says 3-6 months. But the right number depends on your life, not a rule of thumb.
A $1,000 emergency fund you actually have beats a $20,000 one you never start.
Danielle Moreau
Personal Finance Coach
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